Portfolio Management

We specialize in building diversified investment portfolios and managing portfolios with discretionary trading authority.  Our portfolios typically invest in multiple asset classes, countries, and industries.

At the beginning of an advisory relationship, we work to understand each client’s financial situation, investment objectives, and stated risk tolerance. These factors ultimately determine a portfolio’s strategic asset allocation range.  For example, a client with a moderate risk profile might have a portfolio consisting of 40-60% equities, whereas a client with an aggressive risk profile might have a portfolio consisting of 60-100% equities.  Clients also may decide whether their portfolio should be invested with a focus on ESG (Environmental, Social, and Governance) considerations.

We manage our clients’ investment portfolios on an ongoing basis by making adjustments based on ever-changing market conditions, valuations, and various other factors.  As an independent firm we have access to investment research from a variety of sources to guide us in our portfolio management decisions.  However, our portfolios must remain within our clients’ strategic asset allocation ranges to maintain long-term investment discipline.

Finally, investors incur a variety of fees and expenses when working with the financial services industry.   Some of these costs are easy to find, whereas others are not.  Because investment-related costs and taxes add up and can have a significant negative impact on a portfolio’s performance over time, we primarily use Exchange Traded Funds (ETFs) for our discretionary-managed portfolios’ investments.  ETFs also trade throughout the day which provides us the ability to take advantage of intraday investment opportunities.

The above discussion barely scratches the surface of our portfolio management process.  We would welcome the opportunity to provide more information about our investment strategies and answer any questions you might have.